Buying a Car: 5 Ways to Save Money

by: Michael Lewis
Buying a car is an expensive thing. But, does it have to be? There are a number of things that you can do to get the car that you want for much less. Simple and a bit more complex, these tips will help you to save money in the long run. Buying a car can be affordable. Here are five tips for saving money on your next car purchase. 1.Get your financing in order before you leave to look at cars. While many car dealerships are offering financing for vehicles, this can be one of the more costly options. Make sure you talk to online financing companies, your local bank and your credit union. You probably will save a good amount of money here. 2.Do the down payment. Even a bit of a down payment can help you to save considerably down the road. You can save a good deal of money if you invest wisely. But, adding a bit of a down payment to the purchase will help to lower the amount of principal that you actually owe on that vehicle purchase. 3.If your credit is bad, get a co signer. Having someone else that can help you to get your car is a great way to secure a vehicle for a more affordable price. This helps to lower the amount of risk that you present to the car financer. The lower the amount of risk you prove to be, the better your chances of paying less for that car. 4.Trade-ins are good too. If you have a car that you plan to trade in, you may be able to get a good price for it. To improve the amount you get, make sure that the car is as clean as possible, is running well and has been taken care of. In addition to this, make sure that you know the value of it by looking it up on the web. Know what its worth so you do not get taken. The value of the trade in will lower the amount you have to have financed on your vehicle. 5.Shop around and haggle. There is no shame in saving money. Dealers are selling cars to make a commission. How much will they make off of you? Do your homework out the type of car you are looking for and know its worth. Look at several dealerships to find the right car at the right price. Don't forget to haggle with the dealership salesmen. But, whatever you do, do not be insulting to them. That's the wrong way to get your price down. Take these five ways to save on the next time you buy a car and you will walk way with the benefits that you deserve. You can save a good amount of financing and interest charges this way.

Finding Best Car Warranty

by: Anna Josephs
Car warranty is something that comes with the purchase of vehicles. It is nothing but the promise from the manufacturer that says that the vehicle you purchased is factually stated and legally implied by the company that created the vehicle. Before you finalized the things ask your Car dealer to furnish you with all the detailed information about the Car warranty. Understand the items covered in the Car warranty. Some items that are commonly excluded in the items covered by Car warranty may include your wipers, battery, windows, fluids, oil filter, tires, belts, accessories and the emissions system. Most Car manufacturers do not honor warranties when the problem could be due to the fault or abuse or misuse of the owner. Also, almost without exception, service departments offer some form of warranty on their work. Obviously, if the Car is still covered by the master warranty any repeat repairs will be covered. But most Car dealer service departments warrant their work on Car that is out of warranty. The warranties are usually specific to the repair and may cover parts, labor and rental Car expenses. Small garages may also offer warranties, but the advantage of a service department warranty is that it is usually good at any dealer of that make of Car. In case if the problem you're experiencing is the subject of a manufacturer's recall, a service department mechanic will be more likely to know about it. Service departments at Car dealers typically run a check each time you bring your vehicle in for service to determine whether a recall has been issued for that make and model. Also, many Car manufacturers require that recall repairs be done by a service department. Finally, if your Car needs to be in the shop for an extended period of time a service department that's located on the same site as an Car dealer can offer you more convenient access to your vehicle.